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| Hazard ... |
| The psychological or physical presence of something that significantly increases likelihood of loss. (See also, Moral Hazard, Morale Hazard and Physical Hazard. |
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| Health Insurance ... |
| Insurance that provides coverage against financial loss incurred from medical bills. |
| • • • • • |
| Hired and Non-owned Auto Liability Endorsement ... |
| An endorsement for a Businessowners Policy to provide coverage for hired or non-owned vehicles used in the conduct of business. |
| • • • • • |
| Home Day Care Coverage Endorsement ... |
| An endorsement for a Homeowners Policy to provide coverage for home day care businesses. |
| • • • • • |
| Homeowners Policy ... |
| An insurance policy for owner-occupied homes that includes Property and Liability coverages. There are five different forms that provide different extents of coverage. |
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