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| Term ... |
| The period of time or time frame indicated by the effective dates on a policy declarations page. |
| • • • • • |
| Theft ... |
| Any unlawful taking or stealing of property, including burglary and robbery. |
| • • • • • |
| Theft, Disappearance and Destruction Coverage Form ... |
| Commercial Crime coverage for loss by larceny, stealing, theft, disappearance or destruction on premises. |
| • • • • • |
| Theft Insurance ... |
| Provides coverage against loss of property from burglary, larceny, robbery, stealing, and theft. |
| • • • • • |
| Third Party ... |
| The person who sustained injury, or property damage from an Insured. (See also, Claimant, Injured Party.) |
| • • • • • |
| Tort ... |
| Any wrongful act for which a civil suit may be brought, that does not involve a breach of contract. |
| • • • • • |
| Towing Coverage ... |
| Provides coverage against loss arising out of road service and towing charges. |
| • • • • • |
| Treaty ... |
| An agreement or arrangement made by negotiation or an instrument evidencing such an act. |
| • • • • • |
| Trespasser ... |
| A person who is on the premises of a person, company or organization without the express or implied consent of the owner. |
| • • • • • |
| Twisting ... |
| The illegal act of an agent distorting the truth about the policy a prospective customer currently has, and exaggerating the truth about a policy that the agent wants to sell. |
| • • • • • |
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